Cross Breeds

What are the 10 most dangerous breeds of dogs in NY causing homeowners insurance to drop you?

I live in NY and am trying to find the list of dogs that will cause your homeowners insurance to drop you. There is supposed to be a list of 10 different dog breeds but i am unable to find it anywhere. Anyone who know's the list for NY, please let me know! Thanks

Public Comments

1. Pitt Rottwieller Doberman German Shepherd Rhodesian Ridgeback Kuvasz Bull Terrier Airedale Great Dane Staffordshire Terrrier Yorkshire Terrier
2. There is no such thing as a 'Dangerous Dog' just a Bad Owner!!!!
3. There are over 78 breeds currently banned in some way or another in the US. Each insurance company is different.
4. According to this web site: http://www.insurelane.com/homeowner/aggressive-dogs.html The Top Ten “Bad Dogs” These breeds of dogs are on this list because of their strength and temperament — and because they have a history of incidents. Here are the top ten troublemakers: * Akita * Alaskan Malamute * Chow Chow * Doberman Pinscher * German Shepherd * Pit Bull * Presa Canario * Rottweiler * Siberian Husky * Staffordshire Bull Terrier More information on the web site---see link above Some of these dogs are the sweetest ever, but the people that own them make them what they are (my opinion) and they get a bad rap. Insurance companies see in dollar signs, never with their hearts.
5. I am appalled that insurance companies will drop people based on breed. just because of the breeds on that list pls check out this site: http://www.atts.org/statistics.html the reason rottweilers and pit bulls have such a bad rep is because there is more of them around, and if they do decide to bite, the are stronger, and so do more damage than a smaller, weaker dog, and so of course it makes the news. the results in the above website are derived from temperament tests, not strictly aggression tests, but a more overall view of canine behavior in our human environment: "the sum total of all inborn and acquired physical and mental traits and talents which determines, forms and regulates behavior in the environment" (atts web site) according to the test results, considering only breeds where over 200 members of said breed have been tested, the breeds with the lowest "pass" rates are as follows: Shetland sheepdog (67.9%) Chinese sharpei (70.2%) akita (74%) Giant schnazer (75.5%) Doberman pincher (77.1%) Belgian Tervuren (77.9) Samoyed (79.1) Great Dane (79.2) collie ( 79.4) Briard (79.6) compare to the Rottweiler at a 82.6% pass rate, American pit bull terrier at a 84.3% pass rate, and the staffordshire terrier with a winning 88.8% pass rate. the total average for all dogs tested is 81.6% pass rate, and the "big three" all have better pass rates than the average. that being said, the vast majority of ALL dogs have a good temperament. less than 19% of all have a bad temperament. Also, these test results do not mean that 19% of dogs will bite, it only means that they show signs of unbalance, stress, temper, fear etc... under stressful circumstance also, keep in mind that in general our pets have great temperaments with few exceptions, and that the results are very close for almost all breeds. so even though the insurance companies seem to feed on media inspired fear, and of course will take any excuse to drop a paying client, don't let their biases feed your own prejudices. take each dog as it comes, and if you are shopping for insurance, talk to a broker. there may be ways around it.